GLBA Privacy Notice

FACTS: WHAT DOES TIPHAUS DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and tokenized bank account information
  • Transaction history and purchase history
  • Approximate annual income, occupation, and source of income

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Tiphaus chooses to share; and whether you can limit this sharing.

Sharing Practices

Reasons we can share your personal information Does Tiphaus share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes— information about your transactions and experiences Yes No
For our affiliates' everyday business purposes— information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes

Who we are

Who is providing this notice?

Tiphaus, in connection with the Tiphaus Account and HausMoney Card.

What we do

How does Tiphaus protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Tiphaus collect my personal information?

We collect your personal information, for example, when you:

  • Create an account or enroll with Tiphaus Account or HausMoney Card
  • Link external bank account information via providers like Plaid
  • Interact with our applications (including geolocation and biometric verification)
  • We also collect your personal information from others, such as service providers, advertising partners, and banking partners.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include Plaid, advertising partners, and other service providers.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.